Financial services providers, largely driven by the COVID-19 pandemic, have now become an integral part of the MSME (micro, small and medium enterprises ) ecosystem. However, the landscape was quite different when Lucas Bianchi, Gaurav Anand, and Krishnan Parameshwaran founded Namaste Credit in Bengaluru in 2014.
Back then, Namaste Credit was one of the few startups looking at the space closely.
The startup combines a loan marketplace with an AI (artificial intelligence)-based credit underwriting engine to help banks and NBFCs (non-banking financial companies) lend to SMEs.
In this week’s Product Roadmap, YourStory features fintech startup Namaste Credit to chart its journey from inception to building the minimum viable product (MVP) and the road ahead.
Rising smartphone usage and internet connectivity have made users more aware through access to multiple sources of information. This has led to their choices, and spending patterns, undergoing a change.
Freshworks’ Vinod Chandramouli and Lenskart’s Ramneek Khurana delve into customer engagement strategies for omnichannel retail and how platforms like WhatsApp are doubling up as sales channels.
Editor’s Pick: Binance Smart Chain, explained
In April 2020, Binance Smart Chain (BSC) was introduced by the crypto exchange Binance to enable decentralised application (DApp) development with larger capacity, faster speeds, and lower latency compared to Ethereum. Here’s all you need to know about this smart contract-enabled platform. Read more.
Influencer-driven social commerce app
Many emerging D2C brands and homegrown labels lack the financial resources to create a brand identity and expand via traditional marketplaces. This is where Stage3 steps in.
The Delhi-based community-powered shopping platform helps customers discover, shop, and sell stylish branded fashion at affordable prices. Read more.
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